• Acute Care Facility
• Auditory Center
• Automotive Parts Store
• Automotive Repair
• Automotive Services
• Bakery
• Caterer
• Bar
• Barber Shop
• Bed & Breakfast
• Bicycle Shop
• Book Store
• Bowling Alley
• Cafe
• Cancer Radiology Center
• Candy Store
• Car Wash
• Cheese Store
• Chiropractor
• Cigar Store
• Coffee Shop
• Cosmetic Surgery
• Dentist
• Diagnostic Imaging Center
• Diner
• Doctor
• Endodontist
• Florist

EXPANDED PORTFOLIO INDUSTRIES – B2B

• Accountant
• Aerospace
• Alternative Energy Production
• Architect
• ATV/Golf Cart Dealer
• Bottling & Distribution
• Brewery
• Chemical Manufacturing
• Commercial Cleaning Services
• Commercial Landscaping Design
• Communications Company
• Computer Software
• Defense Contractor
• Defense Electronics
• Distillery
• Drug Manufacturing
• E*Commerce
• Electronics Manufacturing

Minimum Underwriting Criteria

Underwriting Criteria Preferred Industries – B2C:
 

• Must be brick and mortar business, no home-based
• Open and operating for at least one month (30 days)
• Minimum annual sales of $200,000 ($17,000 monthly)
• Guarantor with personal Equifax credit score of 551 or higher
• Client may have a maximum of 2 outstanding cash advances
• Merchants may qualify for up to $500,000 (single-entity)
• Merchants may qualify for up to $750,000 (multi-entities)
• Loan repayment terms from 12 to 36 months
• No review of tax returns or financial statements required

Underwriting Criteria Expanded Portfolio Industries – B2C:
 

• Must have commercial office space or warehouse
• Open and operating for at least two years (24 months)
• Minimum annual sales of $200,000 ($17,000 monthly)
• Guarantor with personal Equifax credit score of 601 or higher
• Client may have a maximum of 2 outstanding cash advances
• Merchants may qualify for up to $500,000 (single-entity)
• Merchants may qualify for up to $750,000 (multi-entities)
• Loan repayment terms from 12 to 36 months
• No review of tax returns or financial statements required